The United Gateway Chase Credit Card

The United Gateway credit card offers many benefits including 20,000 bonus miles when you spend $1,000 in the first 3 months.

We rate cards based on value, cost, and perks.
Our ratings for this card are:

  Value: 3.0
  Cost: 5.0
  Perks: 3.0
  Overall: 3.7

No Annual Fee

There is no annual fee on the Gateway card! We value United miles at $0.01 each, so a 20,000 mile bonus is worth $200. If you don't like annual fees, consider starting with the Explorer card which has 50,000 bonus miles instead of 20,000. The Explorer card's $95 annual fee is waived the first year. You can cancel the card or downgrade to the Gateway card before the first anniversary to avoid paying the fee.

Lounge access & companion certificate

This card does not give you any lounge access. If you want lounge access, then pay the higher annual fee on the Infinite card. This card also doesn't give you any companion certificates. Unlike other airlines, United does not offer companion certificates as a benefit of its credit card program.

2x miles earned on United purchases

If you spend a lot on United flights, the 2x miles earned per dollar is a nice perk. That's like earning 2% back on United flights. The Quest card earns 3x and the Infinite card earns 4x per dollar on United, so get the higher level cards if you want to earn more miles.

Priority boarding & other savings

This card does not give you priority boarding. You need to get at least the Explore level for a boarding benefit. However, you do get the 25% in-flight purchase discount like all the other cards.

Other United credit cards you might be interested in:

AirlineCreditCards.net is not affiliated with any entity for which a logo or name may be present.
AirlineCreditCards.net shows these logos and names solely for the purposes of: 1) providing informative details about, 2) selling, and/or 3) facilitating the sale of, goods or services corresponding to a logo or name.